Don’t focus on the stuff you can’t buy. Focus on the goals you’re working towards. I know: It’s *hard*. Try it?
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PearBudget is a really simple budgeting tool. It’s perfect for people who know they probably should budget, but who aren’t sure how to go about it.
You can set up a budget for free, and if you want to use it after the free 30-day trial, it’s only $4.95 a month — you’ll save at least ten times as much every month.
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