PearBudget beautiful, simple budgeting. (This is our blog.)

Have a separate binder/filebox for all tax-related papers. As they come in the door, drop ’em in. All in 1 place.

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Note when your car’s tags and inspection are due. Put them on your calendar with a reminder. (Thanks, @trenttsd!)

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Brown craft paper is a perfectly fine substitute for wrapping paper. Really.

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When running errands, keep an eye on the gas prices on the way out. Note the cheapest. Get gas on the way home. Actually, we tried doing this today, and they totally changed the price on us between the first time we passed and the second time we passed (and needed to stop for gas). […]

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You’ve checked your credit score recently? If not, www.AnnualCreditReport.com. If you pick only one, pick Equifax.

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You’ve used your bank’s free billpay to set up your credit cards and utility payments, right? Set those up today!

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Don’t “go to the mall” as a recreational activity. Purposeless window shopping leads to unnecessary purchases.

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Buy a box of granola bars. Stick ’em in your car. If you’re out and need a snack, you’ve got a cheap one ready.

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You get good at what you practice. What do you want to be good at? What are you practicing?

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Unless you’re riding the line, pay all bills the *moment* you open the envelope. They’re too easy to lose/forget.

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