Excellent post from Trent, at The Simple Dollar: A Step-By-Step Guide to Building a Big, Healthy Emergency Fund. If you know you should have an emergency fund, but aren’t quite sure where to start, check out this post.
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PearBudget is a really simple budgeting tool. It’s perfect for people who know they probably should budget, but who aren’t sure how to go about it.
You can set up a budget for free, and if you want to use it after the free 30-day trial, it’s only $4.95 a month — you’ll save at least ten times as much every month.
You can e-mail Charlie (the guy who made PearBudget) or Ruth (our customer service manager), at firstname.lastname@example.org. You can also send us a note on Twitter or at Facebook.