PearBudget beautiful, simple budgeting. (This is our blog.)

Don’t focus on the stuff you can’t buy. Focus on the goals you’re working towards. I know: It’s *hard*. Try it?

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First: “Reduce.” Second: “Reuse.” Third: “Recycle.” (ht @frugalhacks http://cli.gs/vWDHXy)

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Cable costs over *$700 a year*. Is that worth it to you? Maybe. Maybe not. Be intentional about your purchases.

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Save the pages you’ve printed out that you’d normally throw away. The backs make great coloring / note paper.

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Ask your utility companies to standardize your bills: You pay the same amount each month. (Thanks, @frugaldad!)

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Get off of catalogs’ mailing lists. Stop the temptation before it even enters your house. (Thanks @gtbsharon!)

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Have a separate binder/filebox for all tax-related papers. As they come in the door, drop ’em in. All in 1 place.

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Note when your car’s tags and inspection are due. Put them on your calendar with a reminder. (Thanks, @trenttsd!)

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Brown craft paper is a perfectly fine substitute for wrapping paper. Really.

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