PearBudget beautiful, simple budgeting. (This is our blog.)

You might need to get just one year’s receipts, for tax purposes or other records you might need to pass along. Just make sure you’re logged in to PearBudget, and then click this link: https://pearbudget.com/export_receipts_for_year/2017. Replace the year with whatever year you’re interested in exporting. You should see an option to save a CSV file on […]

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Absolutely! In just a few clicks, you can save your data to your local computer, and you can open it up in Excel (or Numbers, or Open Office, or another program) to play with it, create new graphs and comparisons, and so on. On any of the main pages of the application, you should see […]

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People worry that entering receipts in by hand will take a ridiculous amount of time. It really doesn’t — roughly 10 minutes a week for most people. Once a week, set aside a little time (perhaps during the commercial breaks of your favorite show?) to enter your receipts and find out how much money is available […]

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In a word: no. There are a number of other programs that do auto-import transactions. We don’t do it, for two primary reasons: Better Budgeting: The ultimate goal of PearBudget is to help align how you thinkyou spend money with how you actually spend money, in order to help you change your spending habits. It’s much easier to understand […]

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Monthly Expenses These are for expenses that you have every single month — like electric bill or groceries. At the beginning of each new month, you get a clean slate. Overspent or underspent money doesn’t roll over from one month to the next. Irregular Expenses These are for expenses that you have at least once a year, but not […]

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You can record a refund or a rebate on an item just like you recorded the item itself — by entering a new receipt. However, instead of entering a positive amount for the receipt (like normal), use a negativeamount. So, if you return a sweater and the store gives you $30 back, then you’d record -$30.00 in […]

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You enter income in the same place you enter your expenses, on the Enter Your Receipts page. If you look at the drop-down box for the “category” entry, you’ll see that, at the bottom of the list of expenses are your income categories. Just pick the right income category, and the amount you enter will count […]

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Entering in an existing balance is easy! But before we explain how, we’ll give some quick background on how it works. When you enter a normal receipt into PearBudget, PearBudget looks at the amount of the receipt, and the amount that you’ve set aside in that category, and it subtracts one from the other. That […]

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Absolutely. In truth, there’s a relatively easy way to budget when you get paid biweekly, and PearBudget works well with it: Just double the amount you get per paycheck, and consider that to be your monthly income. Then, twice a year, you’ll have a “bonus” paycheck that you can use to pay down debt or […]

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PearBudget is actually modeled off of the envelope method. In fact, many people who use the envelope method use PearBudget alongside it, as a record of their expenses, so they can look back over time and see how their spending habits have changed. (Don’t you wonder sometimes how much you were spending on various categories a […]

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